>> I am trying to find a boat ride that is in Lucerne that is covered by the STP. Any suggestions?
All regularly scheduled cruises on the Vierwaldstättersee (Lake Lucerne) are covered in full by the Swiss Travel Pass.
I like to travel the whole length of the lake, from Luzern to Flüelen, which takes almost 3 hours, then return by train (about 1 hour). The Luzern end of the lake has picturesque villages with traditional buildings, whilst the Flüelen end of the lake is surrounded by very dramatic mountains.
On this page, you can find out everything you need to know about boat trips on the Vierwaldstättersee:
If you are interested, you can see some photos I took on this trip - attached to the first post on the following page:
>> I keep reading that the travel pass is the way to travel.
Usually, yes, but it depends on your exact plans.
>> Also, are the passes refundable if something happened and we couldn't travel after all? We don't head to Switzerland until September but I am wanting to buy the passes soon (to get in on the promotional discount)
There will always be a cancellation fee, but refund policies probably vary depending on where you buy the pass. Travel insurance might cover some eventualities, but you would need to check your policy.