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Swiss ATM withdrawal charges for non-customers


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Stuart0742
Stuart0742
3 posts
new member
Jun 25, 2022 - 12:50 PM

Hi

I have read plenty about various credit/debit cards and the charges they make, etc and also the tip of always completing a card transaction in the local currency. I am happy with this.

So just 2 questions

1. Do Swiss ATM's make a charge at the point of withdrawing cash

2. If they do are some banks/networks better than others

Anna
Anna
3744 posts
expert &
moderator
Jun 25, 2022 - 2:55 PM in reply to Stuart0742

Hi Stuart0742,

Welcome to MySwissAlps.

1. I think the fees charged for withdrawals in foreign countries depends on your bank. So you should check with your card provider.

2. A few of our members used WISE debit card for withdrawals. You can check out the discussion here: www.myswissalps.com/forum/topic/avoid-banking-fees-when-paying-in-swiss-francs

You can find more practical information here: www.myswissalps.com/swissfranc

Hope this helps.

Regards,

Anna

Stuart0742
Stuart0742
3 posts
new member
Jun 25, 2022 - 3:15 PM in reply to Anna

Hi Anna, thank you for your reply, my concern is not about my card/bank, I have this sorted.

Whilst in other countries mainly Spain the local bank/network make a charge for using their ATM if you are not a customer.

This may not be an issue in Switzerland, I just thought I would check

Arno
Arno
15585 posts
expert &
moderator
Jun 25, 2022 - 3:35 PM

Hi Stuart0742,

I don't have a Swiss bank account and haven't noticed this yet. Any extra's for ATM withdrawals in Switzerland were always charged by my own bank. I do know examples of ATMs that have a lower maximum amount for withdrawals for non-customers. But I never need that much cash so it has never been a problem.

Stuart0742
Stuart0742
3 posts
new member
Jun 25, 2022 - 3:48 PM

In some countries the "Foreign" bank make a charge at source, usually a flat fee of a few Euros

I don't see this as an issue and am looking forward to flying to Geneva on Tues then rail to Interlaken.

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