May 26, 2017 - 8:38 PM
in reply to conniecat
your rail costs were 48% of the full-fare price, and you had a 15 day window of usefullness.
A half fare card would have cost 120CHF (about 165 Australian dollars).
For your trip using a half fare card, you would have paid about 1250 AUD +165AUD for the pass, or about 1415 AUD. So you saved 165 AUD, approximately . A notable savings, but not enough to break the bank. To do that, you need to have a fine meal with wine at a good Swiss restaurant. ;-(
If you went up to Jungfraujoch, the extra discount with the half fare card would have saved you some of the difference..about 1/4 of the price of that trip.... but you still came out ahead. However, the half-fare card is good for 30 days, so the difference could narrow further if you were traveling for 30 days.
If your travel is not intensive, the half-fare card can be cheaper, although you do have to buy tickets for each journey. The Swiss Travel Pass is usually the best bet for trips with a lot of train/bus/boat travel. And, as you note, there is some value gained from not having to take the time to buy tickets for each trip. How much value that is depends a lot on your perspective.
I travel with a half fare card and generally don't find getting tickets to be a problem. But, if you are rushing to catch a train at the last minute, it can be worth a lot to be able to skip the ticket purchase.