Apr 10, 2018 - 11:04 PM
in reply to Murfinsky
>> I would prefer to avoid credit card currency change fees.
Paying in your own currency doesn't mean you avoid currency conversion fees - it just means they are hidden in the price charged to you in your own currency. There's every chance that the fees incorporated into the price charged by the provider of the goods/services you are purchasing are likely to be less favourable than those charged by your bank. You do, however, know how much it will cost you in your own currency straight away, rather than waiting until the charge appears on your credit card statement.
On the occasions I have done a comparison, I have always found it slightly cheaper to pay in the currency of the provider of goods/services.
If you are Australian, you might want to look into getting a 28 Degrees MasterCard, which has no international currency conversion fees. There are probably others, if you want to do your own research.
Last modified on Apr 10, 2018 - 11:08 PM by Removed user