A traveler is planning a trip to Switzerland in July and is asking about the best way to carry money, particularly wondering if Euros can be used in Switzerland. They are considering using a Travel Card but are concerned that it doesn't work with Swiss Francs.
Key takeaways:
Euros are generally accepted in tourist areas, but you might receive Swiss Francs as change, so always have some CHF on hand.
Using a Visa card at ATMs is one of the easiest ways to obtain Swiss Francs, but check your bank's fee policy beforehand.
When charging in stores, always choose Swiss Francs to avoid unfavorable exchange rates that may apply if you opt for your home currency.
➤ We can plan your Switzerland trip for you. Save time and avoid mistakes! See how it works
We are heading to Switzerland in July next year. I have been talking to my bank about the best way to carry money. They have suggested a Travel Card but it is not available in Swiss Francs. Can Euros be used in Switzerland?
Euros (paper money/notes) are widely accepted in Switzerland, however, nobody is obliged to take them. You will normally get Swiss Francs back as your change. Additionally you will be able to withdraw Swiss Francs with your Travel Card I assume.
Reply 4 of 7 •
30 September 2019 at 13:55:44
#922892
The easiest and potentially cheapest way to get Swiss francs is by Visa card at an ATM. But beware, some card companies add an extra fee for currency exchange, others do not. For example I have a Visa card that uses very good exchange rate, doesn’t charge a fee, and reimburses me any ATM charges the ATM company adds. So call your bank to find out their policy.
on a related topic… if you use a Visa card, you’ll rarely need cash. If you do charge an item on your card, the little “point-of-sale” machine that everyone uses (even waiters) you will often have a choice of charging in Swiss Francs or your currency (for me, US dollars, but I don’t know what other currencies are used, it may be a matter of the Visa card’s country). Always use Swiss francs. Otherwise the exchange rate used by the machine is expensive. Example: two weeks ago in Luzern I paid for our lunch with my Visa. The machine indicated $147 plus change if I chose US dollars. My wife reminded me to choose Swiss francs which I did. Just this morning I was checking the charges from the trip and found that charge came through at about $141. So don’t let the establishment you’re buying from do the exchange rate, it’ll be higher than you can get from your card. BUT, again, be sure your Visa card bank doesn’t add an extra fee for doing an exchange. Call them about this. before you leave on vacation.
People coming from other parts of the world like Asia, Africa, would mostly carry with them USD, if not, then Euros, as these are the 2 currencies which they can buy from their countries money exchange easily, at a better rate and availability is good. Swiss Franc would mostly be an unknown commodity
I was surprised in USA to get worst exchange rates on Euros and AUD.
For this reason, people from these region would carry mostly USD or Euros.
When traveling to the touristy places like Thailand, Turkey, Singapore and even Australia, the exchange rate offered against these major currencies is realistic and good and availability of Exchange companies is good at all major places
Not sure, if Switzerland follows the same pattern for exchanging currencies
In Switzerland you can pay cashless on most places.
Cash is accepte din CHF and in Tourist places in EUR. But you get a bad exchange rate, typically 1:1 where the current rate is 1:1.09, so you loose around 9-10% .
Best for cash is to use a credit card and get some CHF cash at local ATMs.
The thread ‘Currencies accepted in Switzerland’ is closed to new replies.
About MySwissAlps
We’re passionate tourists and locals. We share tips about how to plan a trip to Switzerland. MySwissAlps was founded in 2002.
To provide the best experiences, we and our partners use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us and our partners to process personal data such as browsing behavior or unique IDs on this site and show (non-) personalized ads. Not consenting or withdrawing consent, may adversely affect certain features and functions.
Click below to consent to the above or make granular choices. Your choices will be applied to this site only. You can change your settings at any time, including withdrawing your consent, by using the toggles on the Cookie Policy, or by clicking on the manage consent button at the bottom of the screen.
Functional
Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.
To provide the best experiences, we use technologies like cookies to store and/or access device information. Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. If you don't agree, some parts of the website might not work properly.
Functional
Always active
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
Preferences
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
Statistics
The technical storage or access that is used exclusively for statistical purposes.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
Marketing
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.