Nov 10, 2021 - 4:42 PM
in reply to Samuelxchang
I did a significant amount of research on this topic -- including with all the Swiss health authorities -- prior to our trip to Switzerland in early September. I was repeatedly told that a positive test means at least 10 day isolation BUT that there are no facilities nor hotels set aside for this purpose, regardless of cost. "You are on your own to find a hotel or holiday apartment that will accept you with a positive Covid test result". Well, good luck with that. Further, I have never heard of a hospital that will let you stay there unless your condition makes it medically necessary to be admitted to hospital. Vast majority of those testing positive for Covid do not fall in that category.
We "resolved" this dilemma and bought ourselves some peace of mind by purchasing Covid evacuation insurance from Covac Global www.covacglobal.com. This is the only insurance product I could find that picks you up where you are and, through a series of medical air ambulances, delivers you back to your doorstep. All that's required to activate the insurance is a positive Covid test and one WHO-recognized Covid symptoms (such as a headache). Because it is considered a medical evacuation flight any entry restrictions in your home country (such as a negative test prior to entry) are avoided. "Regular" medical evacuation insurance requires you to be hospitalized in the country you are visiting, delivered and admitted to hospital in your home country, and agreement from doctors at both hospitals that your evacuation is due to medical emergency. That's a high bar to jump over.
Thankfully we did not need to invoke the Covid evacuation insurance. It is expensive (approx $1800 for the two of us for duration of our trip) but we decided it was worth it. An evacuation such as this, if arranged privately (which it would have to be if you have "regular" medical evac insurance and don't meet the normal requirements) would cost well over $200,000 USD. We were able to proceed with our trip without worrying about how we would find isolation lodging.
Of course, the chances of testing positive are very low. But this was not a chance we were willing to take.