[Removed user]

26 May 2022 at 6:41:32 #939979

Hi robinl,

Tourist places will take credit card too, usually the credit card is widely accepted. In some smaller shops maybe you cannot pay with a card, but in general you won’t have any problem with card payment. In very small shops or bakeries there might be a limit like 10 CHF, to be able to use your card.

Read more about the Swiss Franc here: http://www.myswissalps.com/swissfranc

Ildiko

[robinl]

26 May 2022 at 23:24:23 #939980

Thanks! One more followup, is visa debit card commonly used as well?

[Anna]

27 May 2022 at 9:10:55 #939981

Hi robinl,

Yes, using debit cards to make payments is common here.

Regards,

Anna

[andrew]

27 May 2022 at 9:20:26 #939982

Hi Robini,

You shouldn’t have any trouble but note that reports show that Mastercard generally gives a slightly better exchange rate than Visa in the region of 0.1% to 0.7%.

Andrew

[NannyNorman]

28 May 2022 at 13:54:21 #939983

Hi Guys, I received my wise debit card (visa) and i am going to use in Switzerland on July 19 to 26. I lived in the UK, if i deposit 300 pounds in my wise debit card, how can i convert it to swiss franc? Or i can use the card straight away in switzerland like a local card once i deposited pounds on it?

Thank you

[Anna]

28 May 2022 at 14:15:10 #939984

Hi NannyNorman,

Yes, you can use the debit card straightaway. But if you want to avoid currency conversion fees every time you pay in Swiss Franc, might be a good idea to convert some of the currency you have in your account to Swiss Francs in advance. This way your payment gets deducted automatically without charges. A Wise account usually allows you to hold multiple currencies. Be sure to check your Wise account terms and conditions.

Regards,

Anna

[Arno]

28 May 2022 at 15:58:23 #939985

Yes, the trick is to have multiple currency balances in your Wise account. GBP and CHF for example. You can add as many balances as you find useful. If your GBP balance contains money you can click the Convert button and convert any desired amount into CHF. If you don’t do that you can still pay in CHF, but then Wise needs to convert from GBP each time, and the conversion rate will be whatever it is at that point in time. If you convert a bigger amount in advance, the insights in your spending is easier (I think) and you can convert when the conversion rate is in your favour.

[NannyNorman]

28 May 2022 at 17:32:11 #939986

Thank you Anna for your help

[NannyNorman]

28 May 2022 at 17:32:48 #939987

Thank you Arno for your help

[Sweyne]

28 May 2022 at 23:00:05 #939988

Living in Thailand I use Wise to transfer money. But unfortunately the Wise card is not available here yet.

[robinl]

29 May 2022 at 5:31:05 #939989

Thanks for all the insights! 🙂

[robinl]

29 May 2022 at 5:31:54 #939990

Good to know, thanks Andrew.